Building Engineering Services Research Paper Example | Topics and Well Written Essays - 3000 words

Building Engineering Services - Research Paper Example Depending upon the location, the nature of the building, residential or commercial, renewable energy sources of appropriate origin can be employed (EERE, 2005). One of the major reasons for power consumption in buildings is for heating and cooling the buildings (EST, 2006). This consumes almost 42% of the energy consumed by the entire building. If this could be brought under the energy optimization and under renewable energy portfolio, it could result in immense savings for the buildings. A solar-powered energy source is one of the renewable sources that are adopted. Solar energy is a constant and free for use source that is available during the day time and has to be stored to make use of during the night. This is accomplished using two methods of solar energy tapping. One, solar energy is trapped as heat and is used to heat the house or building and it is insulated in such a way that it continues to maintain the warmth in the house throughout the day and the night. Secondly, solar energy is also converted into electric energy using solar photovoltaic cells. This gets saved in the batteries are is directly employed to run the types of equip ment for heating and cooling like the HVAC systems in association with the regular power supply. Transpired solar collectors are used to collecting solar heat. These are normally dark, the perforated metal wall that would collect almost 80% of the solar heat that falls over it. This is then used to heat the air draught that would provide needed heat for the ventilation of the building. Two methodologies are adopted in using the heat collected in the solar collectors. The draught of air gets heated up during the course of the day and continues to heat the entire building as it continues through the night. The other method heats the water to a high degree from which the heat is distributed through the regular heating lines in the building. Both the methods are used at different locations depending on the convenience. Solar Photo Voltaic Cells Solar panels are extensively used in environmentally friendly buildings to collect the heat of the sun and convert it directly into electricity to enable employing it effectively in all the spheres of work. This has been done extensively in many locations, as roof fitted photo panel; also as separate panels that would help in augmenting the electricity consumption exercises. Ground Source heat pumps These are normally pipes or bores dug into the ground to depths of about 200 to 300 feet is sunk and the additional heat is pumped into the ground during summer and taken off later during the winter when heating is needed. These ground source heat pumps are effectively employed in some of the locations in the US and in the rest of the world. It has been repeatedly found that the ground source heat pumps are efficient in pumping in and out the energy, contain it for a period of time and can be used as a large storage space for energy (EST, 2006). These are specifically suited in locations where there is a cooling requirement in the summer and a heating requirement in the winter.

The Right to Bear Arms Essay Example for Free

The Right to Bear Arms Essay Introduction Firearms restriction, generally identified as gun control, is a fervently area under discussion in and out of the political arena. Supporting groups suggest more limitations, tighter restraints and severe penalties for felony. These proponents assert that violent behavior stems from guns and gun holders, gun producers and gun supporters are to charge. Opponent groups to gun control propose that lesser limitations, superior availability of diverse types of firearms and more restrained punishments should be put in practice. Anti- The Right to Bear Arms In modern years, gun control supporters, that is, those in errand of more limitations, have developed and been privileged by the media. Some of these groups include handgun Control, Inc., the National Coalition to Ban Handguns, the Brady Campaign to Prevent Violence, the Coalition to Stop Gun Violence, Mothers Against Violence in America and the international Stop Handgun Violence. (Carter, 75) With growing media awareness with more and more school killings, supporters of gun control legislation have repeatedly detained that only federal laws can be effectual. If not, states with a small number of restrictions will persist to be fonts of guns that stream illegitimately into states with added limitations. (Edel, 76) Numerous proponents of gun restrictions have backed policy transformations on explicit sorts of firearms or components that come into view to be handy primarily for criminal intentions or purposes that masquerade abnormal risks to the community. Completely automatic weapons and short-barreled rifles and shotguns have been focus to strict directive since 1934. Entirely mechanical firearms have been expelled from personal ownership since 1986, apart from for those lawfully owned and recorded with the Secretary of the Treasury on May 19, 1986, the day the ban was approved. (Spitzer, 139) The proponents of gun control have offered a strong and solid case. Many resolutely consider that guns should be prohibited all through the country. Pro- The Right to Bear Arms Antagonists of gun control differ in their points with deference to detailed forms of control. In general, they embrace that gun control regulations do not achieve what is planned. The cluster leading the encounter in opposition to gun control is the National Rifle Association, or the NRA. The NRA began as an association to endorse the practice of target shooting. After World War II, despite the fact that the communal attitude on firearms turn out to be increasingly unenthusiastic, the NRA targeted its energies on anti-gun control. Gun control antagonists also refuse the postulation that the single lawful reason of ownership by a private citizen is entertaining. Andrews summarizes the dissimilarity in posture between Red (Republican and pro-gun) and Blue (Democrat and anti-gun) States. Andrews clarifies that numerous anti-gun control activists consider the matter from an ethical position where the gun control advocates see the subject from an erroneous interests point of view. (Andrews, p-9) Some opponents deem further that the Second Amendment comprises a right to maintain arms as a protection against potential government oppression, pointing to instances in other countries of the use of guns limitations to limit dissent and make safe unlawful government power. Whatsoever the case, the peoples leading the clash against the control and legislation against guns continue and never quit. They deem ethically and strongly that gun control is much too preventive and infringes upon rights given them by the Constitution. (Cothran, pp 13-19) Conclusion The discussion over gun control has been hard fought and concentrated. To gun control advocates, the resistance is out of touch with the times, misreads the Second Amendment, or is short of apprehension for the harms of crime and aggression. To gun control antagonists, advocates are inexperienced in their confidence in the authority of regulation to decipher social troubles, bent on enchanting the American citizen for ideological or societal reasons, or stimulated by unreasonable opposition to firearms and gun enthusiasts. Guns dont kill people, people kill people.(NRA Slogan, 1980-Present) References Andrews, Ned. Why Guns Matter. The American Enterprise 01 Sep. 2002: 9+. Carter, Gregg Lee. The Gun Control Movement. New York: Twayne Publishers, 1997 Cothran, Helen, ed. Opposing Viewpoints: Gun Control. San Diego: Green-haven Press, 2003. Edel, Wilbur. Gun Control: Threat to Liberty or Defense Against Anarchy. Westport, Connecticut: Praeger Publishers, 1995. Spitzer, Robert J. The Politics of Gun Control. Chatham, New Jersey: Chatham House Publishers, Inc., 1995.

Comparing Spiritual Growth in Siddhartha and the Movie (Film), Seven Years in Tibet :: comparison compare contrast essays

Spiritual Growth in Siddhartha and the Movie (Film), Seven Years in Tibet The novel Siddhartha and the film Seven Years in Tibet are both comparable. They have similar plots and can relate to each other in many different ways. There are many characters that almost have identical personalities. In addition, both the novel and the movie are based upon ideas of Buddhism. Throughout both the novel and the movie there are many connections that can be made to show how both of these stories relate. During the movie and the novel there are many similar themes. There are many examples that show compassion for all living creatures. Having respect for all living beings is a belief for Buddhists. In the movie, Heinrich was building a movie theatre for the Dalai Lama. The townspeople were helping them, but while they were digging they noticed earthworms were living there. It would be cruel for them to kill the earthworms; so in order to build the movie theatre they must remove all of the earthworms and put them somewhere else to live. In the novel, Siddhartha always had respect for nature. The river is an object that meant a great deal to him. Siddhartha could never disrespect the river because that is what helped him get further on his journey to enlightenment. In the beginning of the movie, Heinrich leaves his wife pregnant. He doesn't care that he put climbing before his responsibilities of having a family. This shows how cold and egocentric Heinrich was in the beginning of Seven Years in Tibet. Siddhartha also has a period in his life when he is egocentric. While Siddhartha was with the Samanas, all he cared about was his own well-being. The small portions of food he acquired from begging was only to feed himself. Siddhartha never offered anything to anyone else while he was traveling with the Samanas. There are many characters from both the movie and the novel that are alike. Siddhartha and Heinrich are both the main characters in which the story revolves around. They both are on a journey and grow throughout their trip. They learn what life truly means to each of them. Govinda and Peter are also two characters that are similar.

Basketball Junkie by Chris Herren and Bill Reynolds Essay

The book â€Å"basketball Junkie† is a Fantastic book it really is. This book is about a hometown high school superstar named Chris Herron on his journey from Fall River Massachusetts all the way to the Boston garden. Chris lived the dream of every kid who has ever bounced a basketball in their drive way. His accomplishments I believe is what really dragged me into the story. Just the fact that he wasn’t just an ordinary junkie from the streets that wrote a memoir. He was a basketball player that made it to the pros. I feel that gave it the edge just being up there compared to the best players such as Allen Iverson Jermaine o Neil and Kobe Bryant. Basketball Junkie was truly was an interesting story. Chris put it all out there. Herren talks about his substance abuse in brutally honest detail. He describes how his drug addictions caused him his basketball career and almost his life. How his NBA trip was short live as he spent more time chasing his next drug buy then working on his jump shot. Chasing what started out as Alcohol then to coke then to oxy cotton then to heroin caused his NBA career to fizzle out. How I related to the story was basically the same the story was told expect from another view. I witnessed a great basketball not as big as Chris Herren but good enough to get his name out there and play college basketball. This kid was great just like Chris a good person with many thing ahead in his life. Toward the end of his senior year I don’t know what you would call it. But I would say going down the wrong hanging with wrong crowd. That when he made the same mistake Chris made when he started. One thing lead to another just like Chris said in the book trying it once opened doors to other drugs. Unfortunately neither this kid nor Chris was able to close these doors. This was upsetting to watch so I could just imagine for a big superstar like this one. What there brothers were going through and the people who watched and taught Chris how to play. His coaches and people that helped Chris build up to this must have been so heartbroken. This story was really deep because you can tell that he wasn’t very appreciative of his life and accomplishments. He tells his nightmare on no matter what was going on he would always have to put his addiction first because the drug made him feel as if he couldn’t function otherwise. He also talks about his all-time low but I will let you figure out what that is in the book. This really made me feel bad for him. He wanted to be better but he couldn’t. Chris herren were stuck in a decade long nightmare of addiction. That ruined him causing him to get seven felonies and to overdose four times in his life time. One time his addiction actually leaving him dead for thirty seconds long. Overall I really enjoyed â€Å"Basketball Junkie†. I felt like in really brought me inside the life of a junkie addicted to drugs. He really put it out there. He gave his inside thoughts and feeling and how he needs drugs to function. Chris Herren saying this meant a lot even he was this big time basketball player in rolling stone, sport illustrator and all that. He still manages to get caught up in this lifestyle. â€Å"Basketball Junkie† inspired me to never take any chances for granted and to never let bad influences to get in between my future.

Reaction Paper: Mankind: Story of All of Us

Reaction Paper: Mankind: Story of all of us – History Channel The documentary that was assigned for us to watch is all about the beginning of mankind. Not exactly about the evolution of men (ape to human), but how men developed through times and what were the first inventions made by the human beings. It is said that it has been documented for 3 years, and it is such a privilege to be able to watch the episode. For me it was easy to understand. The story is illustrated well by the actors and you could also feel like going back in time together with the people who have been documenting these stories.I think it is educational and must be required in high school to watch the episodes in their world history class. The stories that’d been shown in the first episode are mostly discussed in my world history class during my high school years. With the illustration, it is easier for the students to understand what really happened at that time and it will surely remain in our min d just like a favorite movie that we once watched. The documentary started from when we were cavemen. We wandered around, looked for place to live and basic needs to survive. We can see from just that scene that men were created intelligent. Associated article: Reaction Paper About Stage PlayAnd from the discovery of fire, our developments as being a human have started. I actually started watching from the part where a woman discovers farming. If she didn’t discover the ways of farming, we wouldn’t be able to develop even greater inventions like we have in the present. The documentary explained that this was one of the biggest factor in the history; not only positively but negatively, It has also became the cause of crimes and wars. In the documentary, we could conclude that people are natural warriors. To be able to survive from what we think is a threat; we would fight with the other group of men or tribe.We will protect what we think is ours and to conquer others when we think they got more than what we have. Through the years, the development of the weapons has become the greatest part in our history. How the people discovered the material and made it into a sharp object. How they learned to exchange th ings and to market. In these times they discovered exporting and importing system. From the usage of stones for weapons, it became tin, and then another mineral, then learned to use iron. Which in modern days, iron is very important for building bridges and buildings. Chinese were really clever ever since.They have invented new kinds of weapons which are more accurate and more powerful. They are also the one who started the mass production in weapons. I think it somehow shows in the current economy of the China. What I really liked in the history that they’ve shown in the documentary are the building of the pyramid and the Great Wall of China. It is amazing how people managed to build such a gigantic architect during those times and without any help of our modern technology. Everything was calculated precisely. And writing was the biggest factor that has helped them in building those.I still wonder how and where they got the 2 million blocks for building the pyramid. And to t hink many people have sacrificed in making both of the architectural structure for 20 years for Pyramid and 118 years for the Great Wall of China (if I remembered correctly), it is really amazing. I don’t know if it’s still possible for modern men to build anything that is as amazing without the help of any machinery. Because of the high technological inventions, people have become more dependent and lazy. Even if there’re going to be an amazing new architect, I wouldn’t be as amazed as I do for those old architectural structure.But it doesn’t mean that the development and advancement in technology is bad. I think it is also important to appreciate the hard work that had been exerted by the men who have sacrificed their life in building it. The documentary has become a great reminder and a lesson to me. I would recommend other people to watch these episodes for it might change us in the way we see life in a positive ways. I hope there will be more great invention and not all those useless inventions made by idle scientists. People really should get a good example from the men in golden times. Not with the invention of weapons but inventions towards peace.

Free Essays on Niccolò Machiavelli

Niccolà ² Machiavelli was an important figure during the Renaissance period. He was an Italian statesman, leader, historian, writer, and political theorist who’s life and career has been very influential and has led me to do research on him. The information in this paper is intended to inform the reader of the life and legacy of this Renaissance philosopher. The birth place of Niccolà ² Machiavelli was in Florence Italy. He was born on May 3rd 1469 into a Tuscan family that was surrounded by politics. His father was a known lawyer and he grew up during the â€Å"golden age† in Italy. He lived a simple childhood in Florence, and he first encountered politics when he was young watching the Savanarola trial which was an important trial in Florence during that time. Later in 1494, he served as a clerk, and four years later he was promoted to secretary and chancellor of the second chancellery of the Florentine Republic in 1498. As chancellor his duties included taking missions to foreign states, composing and summarizing reports, carrying on diplomatic correspondence, and executing the policy decisions of others. Some of his most important duties included missions to the French king (1504, 1510-1511), the Holy See (1506), and to the German emperor (1507-1508). One of his contributions to his state was in the military defense of the Re public of Florence. In 1510, he was inspired by his reading of Roman history, so he organized a citizen militia for the Republic (biography.com). He organized this citizen militia for three years (1503-1506). In 1502 Niccolà ² married Marietta Corsini at the age of 31, and later they had two daughters and four sons. He later retired in 1512, and in 1513 he re-retired. Although he accomplished a lot, he was still surrounded by controversy. In August 1512, a Florentine family, the Medici, rose to power and eventually the republic fell. On November 7th he lost his position and was later arrested. After t... Free Essays on Niccolà ² Machiavelli Free Essays on Niccolà ² Machiavelli Niccolà ² Machiavelli was an important figure during the Renaissance period. He was an Italian statesman, leader, historian, writer, and political theorist who’s life and career has been very influential and has led me to do research on him. The information in this paper is intended to inform the reader of the life and legacy of this Renaissance philosopher. The birth place of Niccolà ² Machiavelli was in Florence Italy. He was born on May 3rd 1469 into a Tuscan family that was surrounded by politics. His father was a known lawyer and he grew up during the â€Å"golden age† in Italy. He lived a simple childhood in Florence, and he first encountered politics when he was young watching the Savanarola trial which was an important trial in Florence during that time. Later in 1494, he served as a clerk, and four years later he was promoted to secretary and chancellor of the second chancellery of the Florentine Republic in 1498. As chancellor his duties included taking missions to foreign states, composing and summarizing reports, carrying on diplomatic correspondence, and executing the policy decisions of others. Some of his most important duties included missions to the French king (1504, 1510-1511), the Holy See (1506), and to the German emperor (1507-1508). One of his contributions to his state was in the military defense of the Re public of Florence. In 1510, he was inspired by his reading of Roman history, so he organized a citizen militia for the Republic (biography.com). He organized this citizen militia for three years (1503-1506). In 1502 Niccolà ² married Marietta Corsini at the age of 31, and later they had two daughters and four sons. He later retired in 1512, and in 1513 he re-retired. Although he accomplished a lot, he was still surrounded by controversy. In August 1512, a Florentine family, the Medici, rose to power and eventually the republic fell. On November 7th he lost his position and was later arrested. After t...

8 TV Shows That Will Make You a Better Novelist

8 TV Shows That Will Make You a Better Novelist Netflix Write: 8 Shows That Will Make You a Better Novelist Reedsy editor and novelist Andrew Lowe highlights an excellent way to improve your writing craft without the need to read a word or skip a YouTube ad. You’ve probably already absorbed it without even knowing. It will enhance your story if the key characters all want different versions of the same thing, or if their change or development is influenced by a unifying theme. You don’t want characters to feel like ciphers; window-dressing for the story. You want them to be an integral part of the way the story functions. The way to do this is to be absolutely clear about your theme. You need to be able to answer that second question with total confidence; ideally, in the fewest possible words.In the Duffer Brothers’ Stranger Things, they’ve boiled their theme down to a single four-letter word: loss. Joyce is a mother who’s lost her son, Will. Jim is a police officer who’s lost his daughter to cancer. Eleven is a young girl who’s lost her childhood. Mike, Dustin, and Lucas have lost a friend. Jonathan Byers has lost his younger brother and his father. What can @netflix's #StrangerThings teach authors about 'theme'? All the characters are pulling in the same direction, and so all the writers have to do is examine their differing motivations as the characters set about finding the things they’ve lost or achieving some kind of related redemption. If you can set your story around a potent central theme, then it will go a long way towards making your characters believable, your story multilayered and - a big bonus, this - because of the clear focus, that dreaded synopsis will be a lot easier to write.Where to watch? NetflixOr if you want to read some of the books that inspired the series, check out our quintessential Stranger Things book list here!Andrew Lowe is one of our top copy-editors on  Reedsy, and you can visit his profile here. His novels The Ghost and Savages  are  available now.What have  you learned about writing by watching  your own favorite TV series? Share your thoughts in the comments below, but be warned once more: there will be spoilers.

Photon Definition

Photon Definition Photon Definition: A photon is a discrete packet of energy associated with electromagnetic radiation (light). A photon has energy E which is proportional to the frequency ÃŽ ½ of the radiation: E hÃŽ ½, where h is Plancks constant. Also Known As: quantum, quanta (plural) Characteristics Photons are unique in that they have characteristics of both particles and waves at the same time. For students, it remains unclear as to whether a photon is a particle that travels in a wave pattern or a wave broken up into particles. Most scientists simply accept the photon as a unique packet of energy that has characteristics of both waves and particles. Properties of a Photon Behaves like a particle and a wave, simultaneouslyMoves at a constant  velocity,  c   2.9979 x 108  m/s (i.e. the speed of light), in empty spaceHas zero mass and rest energyCarries energy and momentum, which are also related to the frequency (nu)  and wavelength  (lamdba)  of the electromagnetic wave, as expressed by the equation  E  Ã‚  h nu  and  p  Ã‚  h  /  lambda.Can be destroyed/created when radiation is absorbed/emitted.Can have particle-like interactions (i.e. collisions) with electrons and other particles, such as in the  Compton effect  in which particles of light collide with atoms, causing the release of electrons.

Grades have been around for LONG TINE Research Paper

Grades have been around for LONG TINE - Research Paper Example This applies to both underperformers and great performers. For the former they get motivated to change their previous study method and improve while great performers get motivated to keep up their good performance. However, it should be noted that grading in some instances may discourage students especially if they are biased (Hargis, pg12). The second group is the parents who get the opportunity to provide guidance to their children based on the feedback. Like parents, teachers use the grading system to guide students, particularly with regard to their future career. Such is the case that teachers will employ grades when making initial decisions on student strengths and weaknesses. This serves as a first step when grouping them for instruction. The last group is the administrators that find grading handy in matters such as Placement when students transfer from one school to another, Student matriculation and retention, and Student entrance into college. Yes. Grading is very vital since it provides the feedback deemed important in assessing progress and making necessary educational plans (Moen, and Martin, pg7).I don’t think there is any other better way to assess student’s achievement and I propose grading systems should be maintained in all areas of

Waste Management Practices Essay Example | Topics and Well Written Essays - 250 words

Waste Management Practices - Essay Example However, they were not enough to solve the sanitary problems of the ever-increasing generation. The MSW generation rate increased from 2.7 pounds per person per day in late twentieth century to around 4.5 pounds per person per day (United States, 2002). It then stabilized to this amount due to various policies and methods of efficient management strategies. The inception of The Solid Waste Disposal Act and later, Environmental Protection Agency were two important milestones, since they led to talks and ideas about waste disposal which lead to reduction in generation and proper management. Source reduction was also one of the methods deployed by the United States. It aimed to design products that reduced toxicity upon wastage and included reuse of products and composting of yard trimmings. This greatly reduced the generation of MSW. Another method that dealt with management of waste and reduction in MSW generation is recycling, and the tax levy. Recycling involved recycling of plastic and paper – a method commonly used and promoted to date and tax levies led to reduction in disposal of waste. Thus, these milestones have promoted in creating a more sanitary, healthy United States of

Group Analysis Essay Example | Topics and Well Written Essays - 750 words

Group Analysis - Essay Example 2. I (Rose) wrote the literature review, explained the theoretical and historic perspectives about the problem, determined gaps in the existing body of literature and reiterated the purpose of study. 3. Yusuf wrote the methodology section along with the research design and the various procedures that were employed for collecting the data. He also characterized the subjects, did sample designing, described the instrumentation used and wrote the procedures of data analysis. 4. Anita, the fourth member of our team drew the conclusions of the research, presented factual information, and discussed the statistical and practical significance of research with the help of charts and tables. 5. Colleen, the fifth member of our team wrote the discussion section. In this section, Colleen summarized the conclusions and offered explanation for the unexpected findings of the research. She also stated the research’s limitations and suggested pattern for further research in the very subject. 6 . Jean edited the whole report and made it sound like it was all the product of one mind. The project we completed can be divided into four basic phases, namely brainstorming, review of primary and secondary sources, data collection and analysis, and report writing. The first phase was the most critical one, though it consumed the least time. When a team has to execute a project, the most important thing is to have things done with mutual consensus. We conducted a skill demonstration session in the very first meeting in which each one of us told what he/she felt comfortable with doing in the project. This was followed by a voting session. Kayla and Anita both were willing to complete the conclusion section of the paper, but Anita won more votes than Kayla, so Kayla had to write the introductory portion instead. The tasks discussed in the list above were assigned to the respective team members in the very session. Once everybody was clear about what he/she would be doing in the proje ct, chances of conflicts were minimized. In the brainstorming phase, everyone thought how he/she would go about doing his/her part of the work. Then we conducted literature review to identify gaps in the literature and see how people have done things in the past. Literature review was followed by the data collection and analysis phase. This was the most time consuming and tiresome part of the job. Going out in the field and making others spare some time and fill the surveys for matter, they have no concern with is a tough job! Finally, the report writing phase came. Although it was no less tiresome than the data collection and analysis phase, yet things were quite manageable. We were able to adjust the report writing into our routinely activities. We finished the work one day before the deadline and partied all day long to celebrate the completion of task. In my personal opinion, group process is an excellent way of doing a project because it offers several advantages as compared to individual work. First, the tension of work is released as friends get together all the time for work. Normally, in an individual setting, one tends to waste time as there often is no impulse for speeding up. In a group process, when two or three friends sit together and work, the fourth and fifth naturally feel obliged to join them in the work. This ensures that everyone participates in the work and the work is completed sooner. Secondly, team mates benefit from one another’

Drug Testing Network INC Research Paper Example | Topics and Well Written Essays - 2000 words

Drug Testing Network INC - Research Paper Example The experience that any user has on Drug Testing Network INC website is not fascinating as compared the competitors’ websites. Experience on the website is very important since it captures the interest of the website user who is aimed to get information. Drug Testing Network INC should gear towards making sure that its website is pretty with rich content. The company should ensure that there is an exceptional online experience for every person visiting and revisiting the website. The website should have an appealing effect on the senses as well as arousing a profound desire that is linked with the brand through enveloping each visitor on the website. Therefore, it is very important for Drug Testing Network INC to make sure that the website is appealing enough to influence positive influence of any website visitor. Building an online experience can be easy and challenging depending on the approach that the company desires to choose. First, it will be important for Drug Testing Network INC to ensure that the website has features that are flashier than the competitors. The website can be designed in such a way that it incorporates animations, captivating sound effects, videos on the website, increase microsite and content on the website. All these effects should not be made in such a way that they cloud the content of the information. Drug Testing Network INC should consider a reputable web agency and other interactive media companies to give them e-business advice.

My Philosophy Of Education Essay Example | Topics and Well Written Essays - 1500 words

My Philosophy Of Education - Essay Example For coming up with me very own philosophy of education I researched various educational philosophers’, each had some different and interesting insights. My philosophy of education is inspired by my past teachers and the educational system that I have been brought up and taught in, counselors, coaches, and other role models in my life and these education philosophers with their different philosophies’. I take all the positive influences and the positive and effective approaches which were used on me and I keep them in mind try to use them in even a better way so that I could also bring out best from my students. Talking about my beliefs on education and educational system, John Dewey’s philosophy stood closest to it. My educational philosophy follows John Dewey’s concept of education as a tool to have a meaningful life. My philosophy follows his criteria of valuing all students and believing in their in unique intelligences and providing them with an open and fear free environment where they are free to share their ideas. My moral compass is that all students deserve to be treated equally and fairly, without any biasness and no matter what no student should be made to feel stupid as this would also negate the fear free environment then.... We all posses these intelligences but some posses some more by jus merely exercising them more often which makes them more creative, smart, and â€Å"intelligent† then others. (Howard Gardner’s: Multiple Intelligences) We all do have equal intelligences it means but some need to practice and polish them more than others. â€Å"One could teach what one didn’t know, and a poor and an ignorant father could if he was emancipated, conduct the education of his children, without the aid of any master explicator- â€Å"universal teaching† –to learn something and to relate to it all the rest by this principle: all men have equal intelligences† (The Ignorant Schoolmaster: Five Lessons in Intellectual Emancipation- all students are equally intelligent) . A teacher’s duty is to encourage the student to keep trying and not to b afraid if he fails once and not to get tired in this trial as he will succeed as everyone is equally intelligent. In accor dance to my knowledge, experience and research education and intelligence are very subjective terms. Educating a student is not only making him memorize facts and get them to spit back logic only, it is far beyond that. It is to give somebody a meaningful life; just like John Dewey’s saying and that is why I can relate to his philosophies. It is to enrich children’s lives, get them to explore and find their place in life, and for them not be afraid to fail encourage them and take chances, to speak and share their opinion their ideas. Change the ideology of failure, as an end, but as a lesson to be learned and not be afraid of it. Same goes for the term intelligence, not necessarily a student with higher score on

Drug Testing Network INC Research Paper Example | Topics and Well Written Essays - 2000 words

Drug Testing Network INC - Research Paper Example The experience that any user has on Drug Testing Network INC website is not fascinating as compared the competitors’ websites. Experience on the website is very important since it captures the interest of the website user who is aimed to get information. Drug Testing Network INC should gear towards making sure that its website is pretty with rich content. The company should ensure that there is an exceptional online experience for every person visiting and revisiting the website. The website should have an appealing effect on the senses as well as arousing a profound desire that is linked with the brand through enveloping each visitor on the website. Therefore, it is very important for Drug Testing Network INC to make sure that the website is appealing enough to influence positive influence of any website visitor. Building an online experience can be easy and challenging depending on the approach that the company desires to choose. First, it will be important for Drug Testing Network INC to ensure that the website has features that are flashier than the competitors. The website can be designed in such a way that it incorporates animations, captivating sound effects, videos on the website, increase microsite and content on the website. All these effects should not be made in such a way that they cloud the content of the information. Drug Testing Network INC should consider a reputable web agency and other interactive media companies to give them e-business advice.

Journal #1 Essay Example | Topics and Well Written Essays - 1250 words

Journal #1 - Essay Example Michael, the owner of the Biomedical Tissue Services had a business plan where he would pay the funeral directors to be granted the permission to access the dead bodies and later resell spines, bones and other tissues to other firms who needed human spare parts. In the year 2005, Michael was exposed by prosecutors for having gained $4.6 million in just three years. He offered undertakers $1000 for providing access to the dead bodies, paid the cutters $300 to $500 for extracting the wanted organs, and afterwards took home around $7000 per body. Later on, the New York Police interviewed the families of 1077 people whose bodies went missing for bones, spines and other tissues. Kristen E. Schleiter, a senior research associate for the Council on â€Å"Ethical and Judicial Affairs of the American Medical Association†, in his article "DONORS HAVE NO RIGHTS TO DONATED TISSUE" explains that one might have surrendering ownership of donated tissues of himself or herself or the person close to him or her. One of the definitions of Autonomy is that it allows an individual to participate in a clinical research and donate the body tissues towards research purposes with the boundaries unclear when the donated tissues depart the body and the recipient accepts them. However, no law has been passed to clearly establish and govern the ownership rights in donated tissues but researchers and institution have made assumptions that they have the right to study, transfer, collect, or get rid of human tissue specimens and the associated patient data such as genetic testing. There have also been assumptions by researchers that they can use the tissue and other respective body parts to develop a genetic sequence, cell lines and other products that may be rewarded financially. Moore v. Regents of University of California case proved that even if the excised cells initially belonged to a certain individual, the cells were legally and factually distinct from the research

Visual Techniques Essay Example for Free

Visual Techniques Essay Contemporary television nowadays is leaning towards the â€Å"reality† aspect of what’s being shown to the audience. Because of this, they adapt visual techniques which makes it easier for the audience to relate to what’s on today’s TV. One specific technique is the subjective perspective or view point. This is when the television shows encourage its viewers to follow a certain character or adopt a certain stance through the direction of the shots. High angled shots usually give power to viewers while low angled shots leave them powerless. Another visual technique is the social distance. This enables the audience to see how close or how intimate characters are to a certain cause or idea. Personal distances are judged through the types of shots, like when its about far social distance, long shots are used, and for close personal distance medium to close-up shots are used. 2. On the other hand, television visual techniques are now being used in contemporary films. One good example is the use of lighting. Before, one can immediately distinguish a film from a television show because television shows usually have more lighting, as compared to darker, dimmer lighting on films. Nowadays, in the advent of High-Definition, films give a more life-like feel just like television because of lighting. Another one television visual technique used in contemporary films is the documentary style or approach. Instead of the usual plot, films follow different sequence of events that could make the viewers feel like they’re watching a made-for-TV documentary. 3. Film and television clearly have influenced each other throughout their shared history. Now, film visual techniques are not anymore limited to films, just like with television techniques being used in films. Also, both of these benefited from better production because of the advanced tools and techniques used in making them (CinemaRoll, 2008). Computer-generated images are not that costly now, making it available even to low-budget films. On the other hand, viewers are tired of the usual plot twists and turns in movies that’s why they enjoy odd, radical approaches in film making, including the incorporation of television techniques in its production (Cohen, 2006). References: CinemaRoll. (2008). Television and Film. Retrieved June 8, 2009, from http://cinemaroll. com/cinemarolling/television-and-film/ Cohen, D. S. (2006). New techniques make visual effects more actor-friendly. Retrieved June 8, 2009, from http://www. variety. com/awardcentral_article/VR1117955526. html? nav=visualfx07

Organisational studies The effective of Team work and problems faced

Organisational studies The effective of Team work and problems faced 1- Introduction Groups and teams form a key part of life in work organization, coordination and cooperation are the most activities taking place within organizations which is only achieved by people working together. We always work as groups in our families, communities and educational systems, neighborhoods. There is no suspicion that the success of organization depends on the performance of its groups and teams. And by mobilizing groups and team the organization can meet its competitive demand in the challenging environment In the last years competitive environment have lead to the managers to concern and ensure more on the groups and teams performance very well. By implementation teamwork in the organization its lead to reduce the costs and to increase the profits which are the key in any competitive market in todays economic climate. Managing groups is the most important aspect because most of the organization work done within group so to manage this group its requires Planning- Organizing- Leading- Controlling (P-O-L-C) functions. This paper illustrate understanding the meaning of teamwork and groups and identifying the varied types of team and the three level of structure which are influencing teams and its importance in the organization behavior, understanding of tools and techniques that increasing the effectiveness of teamwork in organization. Extend analysis of group and team working. And critically important to understand how groups and teams contribute to organization effectiveness. While their effect is potentially positive. 2- Teams in Organization At the beginning of 1990s the use of teams within organization has been raised dramatic, such as the Miller Brewing Company increasing productivity 30% by using teams comparing with traditional organization. And also many organization they obtained benefits by using teams, Instruments in Malaysia to reduce defects from 100 parts per million to 20 parts per million. Furthermore, Westinghouse reduced its cycle time from 12 weeks to 2 weeks, and Harris Electronics was able to achieve an 18% reduction in costs.(  [1]  ) Many companies switch to use teams and they did good job like Square D, they changed to self-directed teams and found that overtime on machines, than the production increased because the setup operators were able to control the work in much more effective ways than a manager could say.(  [2]  ) 2.1. Definitions of Effective Teams One of the most popular definitions by Schein defines a group in psychological terms as any number of people who interact with one another; are psychologically aware of one another; and perceive themselves to be a group (  [3]  ) Handy confirms this more simple-mind as any collection of people who perceive themselves as a group (  [4]  ) however both of this two definition doesnt summarize why people work as a group, maybe this definition is better a group is a collection of two or more people who interact with one another regularly to achieve common goals. In the a group within this definition, members Are mutually dependent on one another to achieve common goals and Interact regularly with one another to pursue those goals over a sustained period of time. (  [5]  ) Effective group is a group achieves high level of task performance and human resource performance in the standers sense of quantity, quality and timeline of work tasks. And a group whose members believe that their participation and experiences are positive and meet important personal needs. (  [6]  ) 2.2. Types of groups (Formal and Informal groups) In organization, the groups can classify by two basic types Formal and Informal Groups. Formal Group: Its an official group of people who designed to serve specific organizational purpose, and its contain of managers, subordinates, or both close relations among group members that influence the behavior of individuals in the group. The head of the formal group is responsible for the groups performance, but all members contribute the required work. Managers are typically seen as playing a key linchpin role that ties group horizontally and vertically with the rest of the organization.(  [7]  ) Informal group: Informal groups are groups that appear unofficially and are not formally designed as parts of the organization, and contain of two or more individuals who are related with one another in ways not prescribed by the formal organization. And they occur through spontaneous personal relationships and specific interest. Not by organization support. Friendship group contains of a group of people which they have a good relation with natural affinities to each other. And they prefer to do work together and even smoking, eating lunch and also socialize together. 3- Stages of Group Development There is a robust model in 1965 which is still widely used today presented by American organizational psychologist Bruce Tuckman. He proposed a four stages map of group evaluation known as Forming- Storming- Norming- Performing Model.(  [8]  ) and then he enhance his model by adding the fifth stage called Adjourning. Figure 1.1. Stages of a Group Development Model Forming Stage In the forming stage the group members maybe know each other for the first time or maybe there some members know each other, and the group come to gather for the first time so initial of this stage the group member start thinking about the future and the next stage, and member ask some question as he begin to identify with other group members and with the group itself, because the high level of uncertainty, and the member tend to act more polite and avoid conflict and observant. Storming Stage In the storming stage of group development is a period when the member feel save and feel included in the group, then the storming stage start becoming more genuine and more confrontational. In this stage conflict arise, hostility and infighting it may happen. And some members feel the tasks are unfair some harder and easier, and now the leader should identify the problems and work out for the solutions and looking to satisfied everyones goals. But in this stage the members become more authentic as they state their deeper thoughts and feelings, and start to understand interpersonal styles and effort made by each member to find the method to achieve group goals and in the same way satisfied groups needs. Norming Stage The norming stage at group development, at this stage the group start to come together as a group, and the group members feel more committed to the each other and for the group goals and tasks, and they start to establish their own norms and rules and their goals and operating procedures. Hopefully in this stage the team starts to come together and members tends to be more open, helpful, and respect to each other and they may to share their personal information. At this point need to be carefully managed and the leader should become more of a facilitator by letting the group presume more responsibility for its goals and tasks. Performing stage The performing stage at group development, in this stage the team members should be more mature and willing to solve any complex tasks. In this stage group develop, well functional group, organized, mutual assistant, creativity, understanding goals and roles, and independence, primary challenges should contain to improve relationships and performance. Now the group members are motivated and generally satisfied. Adjourning stage Its an important stage for temporary groups, and its an well integration group which able to disband when its work finished and willing to work together in the future. And in this stage the group closure, symbolism, and they do some ceremonies, and emotional support. Figure 1.2. Stages of a Group Development Model Forming Adjourning Storming Norming Performing Uncertainty about groups, structure and leadership Conflict confrontation among group members Members settle into Team Fully functional and accepted End of team {in case of task} 4- Nature of the group Task There are many tasks that the group asks to perform it but also demand different things on them. The social demands contain relationships; members identify how to achieve the task and agreement. When the group faces a complex and technical task it will require a lot of information processing and solution. And the more the task complex the harder the group to perform more effective. (  [9]  ) However if the group want to achieve goals they have to distribute their efforts broadly and actively, by this the group members will be highly satisfied with each other and accomplishments. 5- Membership characteristics The characteristics of group members its an important inputs which may affect the way the group operates and achievements. The group must have high skills and competencies to solve and perform the problem and talents alone cannot assure good results. In Homogeneous groups, are groups whose members have similar backgrounds, interests, values, and attitude etcà ¢Ã¢â€š ¬Ã‚ ¦. but they still facing the limitation of their collective skills. In Heterogeneous groups, are groups whose members have diverse age, gender, experience, backgrounds, etcà ¢Ã¢â€š ¬Ã‚ ¦ and there is a wide range of talent and viewpoints for solving problem. But because of this diversity the group members will face difficulties in the short run or early stages of group development by defining problem, share information and deal with interpersonal conflicts .however, research confirms that diversity can be turned into enhanced performance potential. (  [10]  ) The Diversity consensus dilemma refers to a tendency for diversity in group membership to make it harder for people to work together even though diversity itself expands a group problem solving capacity.(  [11]  ) 6- Group Size Group size can also have an influence the on group effectiveness. By having large group members which will help increasing the performance and satisfaction by dividing up the work and accomplish tasks. Anyway, when the group continues growing in size a lots of problems will occur, communication and coordination problems set in, turnover, absenteeism and dissatisfaction. Even logistical matters, like to find a place to meet and also time, the large group will hurt the performance.(  [12]  ) the most effective number of members of group is between five to seven members, the group with less than five its might be so small to share the sufficient responsible. And with group members more than seven it might be hard to participate and offer ideas. And in big group it might be some members tend to act aggressive and to split into coalitions or subgroups.(  [13]  ) groups with odd number it might be more effective and efficient because speed of decision and using majority to resolve disagreements. But when careful discussions are necessary and the emphasis is more on agreement. 7- The Effective management and leadership systems According to the Dr.Rensis Likert whichs did lots of research on human behavior within organization, especially in Industry sector, by establish a effective climate and a system of management that the key of good leadership and he confirmed that to reach the maximum profitability, high productivity and good relationships between the labors the organization have got to make the most advantageous use of their human assets. After he did a research for many years he identified four systems of management: System 1- Exploitive Authoritative System 2- Benevolent Authoritative System 3- Consultative System 4- Participative Exploitive Authoritative In this system the responsible are the high levels of managements and the lower have almost nothing, and the decisions are on subordinates and the communication is very a little and no teamwork. Benevolent Authoritative Leadership is by a condescending form of master-servant trust, Where motivation is primarily rewards, and just the managerial level feels responsible and lower levels do not, and also there is a small communication and teamwork, Consultative leadership is by superiors who have substantial but not complete trust of their subordinates ,where a big amount of workers, especially those at high levels take responsible to accomplishing a organization goals, and some vertical and horizontal communication and a some of teamwork. Participative In this system where Likert found that it is the optimum solution, where the leadership is by superiors which they have full confidence in their subordinates and there are a economics rewards based on achieving the specific goals and high level on communication and significant amount of cooperative teamwork. 8- Characteristics of participative management system Groups work high effectively and linked together by other similar effective groups. High level of confidence between superiors and subordinates by depending and using on them. Superiors always attempt to tap ideas on subordinates and use them to achieve it. Workers feel responsible for organizations goals. High level of communications between groups and individuals to achieve organizations goals. The subordinates feel fully involved the decision making process.(  [14]  ) (  [15]  ) Role ambiguity, role conflict and role overload/ underload its a common problem in groups when the team members feel unclear about their roles or experience conflicting role, and it can be managed when the leaders and team members identifies conflicts and ambiguities role and take procedures to explain role expectations. Role ambiguity arise when the worker feel uncertain or dont know exactly about his or her role. To do jobs perfectly, members should know what is expected from them, and in many new teams because the role ambiguity it create problem like some members work efforts are wasted or unappreciated by others in the team. Even in the mature group the fail to share expectation and listen to each other it may make similar lack of understanding. Role overload Arise when the worker has a lot of work to and too much expected, role under load arise when worker dont work too much, feels underutilized and too little expected. By having clear and realistic expectations about their expected tasks and responsibilities typically the group members will benefit from that. Role conflict Arise when worker cannot meet the expectations of others. The worker understands what tasks and needs to be done but for some reason cannot fulfill, and can also reduce and effect satisfaction and relationships with group members. There are four common forms of the role conflict: Intra-sender role conflict occurs when the same person sends conflicting expectations. Inter-sender role conflict occurs when different people signal conflicting and mutually exclusive expectations. Person-role conflict occurs when ones personal values and needs come into conflict with role expectations. Inter-role conflict occurs when the expectations of two or more roles held by the same individual become incompatible, such as the conflict between work and family demands. (  [16]  ) Lists of References Likert,R.(1961), New Patterns of management, McGrawHill. Likert, R. (1967), The Human Organization: Its Management and Value, McGrawHill.

Marilyn Monroe Essay -- Biography, Monroe

Marilyn Monroe is an iconic sex symbol who will never be forgotten. â€Å"She dominated the age of movie stars to become, without question, the most famous woman of the 20th Century† (â€Å"Marilyn Monroe,† 2006). She is known for her movies and for her promiscuous love life, but little is known about her emotional turmoil. She was born Norma Jeane Mortenson (later baptized as Norma Jeane Baker) on June 1, 1926, in Los Angeles, California (â€Å"Marilyn Monroe Biography,† 2010). She was born to a mother who had severe psychiatric problems and had an unknown father. Her mother was institutionalized for her psychiatric problems and Marilyn was put in foster care (â€Å"Marilyn Monroe Biography,† 2010). She bounced around in foster homes until age 16 when she married her first husband Jimmy Doughtery (â€Å"Marilyn Monroe,† 2006). She was looking for a stable relationship, one which she never had growing up (â€Å"Marilyn Monroe: The Case Revi ewed,† 2009). The rest of her life she seemed to bounce around, from many quick marriages, to always looking for something different with her career. She did not seem to have balance or stability in her life, which lead to her early death of overdose when she was 36 years old (â€Å"Marilyn Monroe Biography,† 2010). Marilyn Monroe’s life can be analyzed very well from a psychodynamic perspective based on her childhood and how she acted as an adult. â€Å"Psychodynamic theorists believe that a person’s behavior, whether normal or abnormal, is determined largely by underlying psychological forces of which he or she is not consciously aware† (Comer p. 37). These forces then conflict with each other internally and cause problems in the individual. Psychodynamic theorists argue that â€Å"psychological conflicts are tied to ear... ...ents and feelings† (Comer p. 206). This would be good for Marilyn, she could talk about her stresses of work, her failed marriages and relationships, and most importantly she could talk about her childhood and her feelings of loss and abandonment. If she could have discussed the loss of her mother, she may have been happier and able to move on. She would have also been able to get rid of the feeling that people are always going to leave. She may have been able to have healthy relationships with people. It is a long term approach, and many have a hard time staying with the treatment, but if she were able to stick with it she would have received relief from the depression and anxiety. If Marilyn would have undergone therapy, it may have saved her life. There are always what ifs, but if she would have been able to seek help she may still be living today.

Instagram Term Paper

AMA COMPUTER LEARNING CENTER COLLEGE Tagbilaran City, Bohol INSTAGRAM (Android Application) A term paper submitted in partial fulfillment of the Requirements for the degree of BACHELOR OF SCIENCE in INFORMATION TECHNOLOGY by: Josie Marie Mosqueda Edralyn Tutor 2012 ABSTRACT Today the folks responsible for one of the most popular social photography apps in the world  have brought that entertainment to  Android– and here we’re going to review it! What you’ll find is that this app is extremely similar to the iOS version, it having the ability to snap photos, edit them in brief, and send them out to several social networks.This Android version is said to be superior to the iOS version in several ways by its developers. This app got extremely popular on iOS because it allowed (and still allows) you to do three different activities in one app – photography, sharing, and editing of photos. Here on Android you’ve got several of those abilities built in – the HTC One series in-particular has some pretty amazing photo editing, taking, and sharing abilities. INTRODUCTION An important application for the tech-savvy crowd, Instagrams are all about the beauty of capturing moments through man-made lenses and sharing it with your near and dear!As Will Smith says â€Å" Life is not about number of breadths you take, it is about number of moments take your breath away†. Moments like that don’t happen everyday, but can be captured and cherished for the rest of your lives, thanks to the app called Instagram! Instagrams are solely for the Apple person, that is compatible with Iphones, Ipads, Ipod Touch with an iOS version of 3. 1. 2 or above. Instagram, the popular photo sharing application which gained prominence on iOS – is now available for Android. Complete with a beautiful user interface and a full feature-set, it seems to have been worth the nail biting.It is a free photo sharing application which helps you to click pictures, apply fresh effects on them using their inbuilt filters and then post it online on any social networking site like Foursquare, Facebook, Twitter, Flickr etc. A list of the most popular filters are the Walden Filter, the X Pro II, the Lomo-Fi, the Brannan, the Hefe, the Earlybird, the Sutro, the Poprocket, the Nashville and the Gotham. HISTORY Below is a short Infographic on Instagram’s history. TIMELINE DISCUSSION Felling the walled gardenInstagram and  Hipstamatic, a digital photography application for iOS devices, entered into a partnership that would allow photos from the app to be directly ported into Instagram. â€Å"I’m a huge fan of what Hipstamatic is doing and all they’ve accomplished,† Systrom  said. â€Å"They were iPhone App of the Year in 2010 and we got 2011. We have a huge amount of respect for that whole team both as fellow photographers and entrepreneurs. † â€Å"Really it comes down to this: People post Hipst amatic photos on Instagram all the time, and we just want to make that experience easier. †Pictures paint more than a thousand words Instagram already has seven million users all over the world and the number is only going to get bigger when the Android app launches. There are loads of awesome photos available on Instagram today and these photos are inspiring others to follow suit. Taking Photos with Instagram Instagram has a built-in camera function, making it easy to quickly snap a photo to share in the app. You can also pull photos directly from your iPhone photo library, so you can share older photos taken with your iPhone or photos synced from your iPhoto library on your computer.All Instagram photos are square, so after you take or select a shot you are presented with an easy interface to scale and crop it. Transforming Photos with Instagram After your photo is cropped, you can transform the look of it with a variety of filters. Most of the filters are designed to give y our photo a vintage look, bringing back polaroids and old black-and-white pictures. While quick Photoshop style filters are often considered cheap tricks, people have embraced Instagram because it simply makes photo sharing fun. Photo Sharing with InstagramWhen you are done editing an Instagram, you can choose to share it just within the app or on Twitter, Facebook, Flickr, Posterous, Tumblr and Foursquare. Instagram also creates a web page with your image that you can link to, but that's as far as the website goes. It is not the place to follow people, view galleries or submit photos. All of that functionality is reserved for the app itself, where you can view photos from your friends, see popular photos, and find people to follow and more. FEATURES OF INSTAGRAM * 100% free custom designed filters and borders The Lux: A new feature given by the makers to bring out the inner nuances in your picture with nothing but a tap on the picture! Best part in using Lux is that it can be used even without a filter. * Instant sharing to Facebook, Twitter, Tumblr, and Foursquare (Flickr coming very soon) * A new filter called the Sierra. * Interact with friends through giving ; receiving likes and comments * Works with Android versions 2. 2 and above that support OpenGL ES 2 * Full front ; back camera support SCREENSHOTS ADVANTAGES OF INSTAGRAM Instagram is great especially if you are fond of taking pictures and uploading them right away for other people to see. * It is fast like when you took a picture, uploaded it and it will automatically be uploaded or posted on your facebook account, twitter and tumblr. * It offers a lot of effects, or if you want your photo to have a frame or not. * You can be updated on your friends’ happenings or your friends’ important announcements. * A great way of making or meeting new friends. * You can also advertise your own products if you have some business or shops.You can take a photo of your products and post it on instagr am and it can help you gain more customers. * Another great thing is that, there are some photo applications that you can directly upload on instagram the photos you have taken or edited. One of this is the photoshake, it's up to you if you want to upload the photo you took directly on instagram or just save it on your mobile phone or tablet. DISADVANTAGE OF INSTAGRAM * Privacy – where in, every detail and every photo that you will be uploading, a lot of people might see it.Rumors can also start by others seeing some photos of you not being good. Your life can be at danger especially if you always takes a photo of you on where you at and what are you doing. CONCLUSION Above all, Instagram is made for us to enjoy the convenient of taking some pictures with our loved ones. And take note, important pictures with our friends, family, classmates or any special ones. Instagram is not made to make rumors of other people, to make fun at them and to invade others privacy. The team has certainly come a long way, to create a better world for its users.

Natural disasters are often not natural Essay

Natural disasters are often not natural disasters, but are in fact human disasters. Discuss this statement in relation to seismic events. The word ‘natural’ indicates that humans have not caused the disaster. However, human activity can certainly interfere with nature, which in turn may either cause a natural disaster or make its effects much worse. Earthquakes can affect people in many different ways in countries all over the world. They are a product of intense seismic activity where plates are interacting, at a destructive of transform faults, particularly leading to a build up of tension below the Earths surface. When this tension is released the buildings, bridges, pipes etc which lie in the line of the seismic waves can often not withstand the force and strain of the earthquakes and can potentially harm people. However is it the people’s fault that the earthquake occurred in the first place? Earthquakes induced by human activity have been documented in a few locations in the YSA, Japan and Canada. The cause was injection of fluids into deep wells for waste disposal and secondary recovery of oil, and the use of reservoirs for water supplies. Most of these earthquakes however were minor. The largest and most widely known resulted from fluid injection at the Rocky Mountain Arsenal near Denver, Colorado. For decades scientists have been researching induced seismicity, or how human activity can cause earthquakes. Such a link gained attention in the early 1960s when hundreds of quakes were recorded in Colorado after the Army began injecting fluid into a disposal well. There are many ways human activity can trigger earthquakes. In the 1930s for example, the construction of Hoover Dam in Arizona unleashed a burst of seismic activity in the vicinity that reached a magnitude of 5 on the Richter scale. Geothermal- energy projects have been known to make the ground shake. This process involves pumping pressurised water a mile into the Earth, then sucking up the heated liquid to make steam and drive turbines to generate electricity. A dam cannot cause an earthquake by itself. The risk factors, specifically unstable fault lines, have to be there already. With the right conditions in place, though, a dam can trigger the event earlier than would have happened naturally, and perhaps even increase its magnitude. ‘Human engineering has been triggering earthquakes for more than half a century’ says Leonardo Seeber, professor at Lamont-  Doherty Earth Observatory, and manmade quakes may be more common than acknowledged. However Dr. Seeber says that ‘distinguishing natural from triggered earthquakes is generally difficult’ he said ‘Agents triggering the earthquake often refuse to admit responsibility and make it difficult to obtain the data that could prove it’. Even a smell stress increase can cause a fault to fail, Dr Seeber said: humans tend to do it in two ways. One is by changing the load on the crust, typically with artificial lakes, which increase the load, and with quarries and oil fields, which decrease the load. The other ways is increasing the pressure of the interstitial fluid. This isn’t to say that all earthquakes are caused by humans. They are typically natural occurrences. They’re most often caused by the shifting of plates of rock under the surface od the earth. These plates move along fault lines, which are places where the otherwise solid rock of Earth’s crust has cracked. When the plates slide against each other, or away from each other, the Earth vibrates violently. Less often, earthquakes are caused by natural occurrences like volcanic eruptions. But vibrations felt at the surface of the Earth can also result from Earth-shaking, manmade events like underground bomb testing and mine collapses. In conclusion, my view is for the most part, the accumulating stress that creates the stress build up until it’s great enough to overcome that friction, at which point seismic energy is released violently as the blocks catch up on decade’s worth of motion in just a few seconds is much too large for human activities to make a difference. We can, however, affect the friction that locks up the fault. Hydraulic fracturing, where fluids are pumped into the ground at extremely high pressures to crack rocks that release natural gas and oil, has been shown to do just that in certain situations. Increasing the fluid pressure inside the fault partially de-stabilises the friction-lock, lowering the stress threshold necessary to trigger an earthquake just enough for one to occur. Despite the obvious negative effects that humans have on prematurely causing an earthquake, the natural factors of the earthquake are fundamentally the reason they occur because without these then the earthquake wouldn’t happen. Human impacts speed up and may make the earthquake worse however they are in fact natural disasters with human elements thrown into the equation.  ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­Ã‚ ­

A Brief Analysis of Subprime Crisis

A Brief Analysis of Subprime Crisis Introduction The US subprime mortgage crisis was one of the first indicators of the late-2000s financial crisis, characterized by a rise in subprime mortgage holes and foreclosures, and the resulting decline of securities backing mortgages. Approximately 80% of U. S. mortgages issued to subprime borrowers were adjustable-rate mortgages. After U. S. house sales prices peaked in mid-2006 and began their steep decline forthwith, refinancing became more difficult.As adjustable-rate mortgages began to reset at higher interest rates, mortgage crisis soared. Securities backed with mortgages, including subprime mortgages, widely held by financial firms, lost most of their value. Global investors also drastically reduced purchases of mortgage-backed debt and other securities as part of a decline in the capacity and willingness of the private financial system to support lending. Concerns about the safety of U. S. credit and financial markets led to tightenin g credit around the world and slowing economic growth in the U.S. and Europe. 1. Background—mortgage market The immediate reason or trigger of the crisis was the bursting of the United States housing bubble which peaked in approximately 2005–2006. High default rates on â€Å"subprime† and adjustable-rate mortgages , began to increase quickly thereafter. An increase in loan incentives, such as simple initial conditions and long-term trend of rising housing prices encouraged borrowers to increase the commitment that they will be able to quickly re-financing more favorable conditions for mortgage difficulties.Additionally, the economic incentives provided to the originators of subprime mortgages, along with outright fraud, increased the number of subprime mortgages provided to consumers who would have otherwise qualified for conforming loans. However, once interest rates began to rise and housing prices started to drop moderately in 2006–2007 in many parts o f the U. S. , refinancing became more difficult. Defaults and foreclosure activity increased dramatically as easy initial terms expired, home prices failed to rise as expected, and adjustable-rate mortgage interest rates reset higher.Falling prices also resulted in 23% of U. S. homes worth less than the mortgage loan by September 2010, providing a financial incentive for borrowers to enter foreclosure. The ongoing foreclosure epidemic, which part of subprime loans, that began in late 2006 in the U. S. continues to be a key factor in the global economic crisis, because it drains wealth from consumers and erodes the financial strength of banking institutions. In the years leading up to the crisis, significant amounts of foreign money flowed into the U. S. from fast-growing economies in Asia and oil-producing countries.This inflow of funds combined with low U. S. interest rates from 2002-2004 contributed to easy credit conditions, which fueled both housing and credit bubbles. Loans of various types (e. g. , mortgage, credit card, and auto) were easy to obtain and consumers assumed an unprecedented debt load. As parts of the housing and credit booms, the amount of financial agreements called mortgage-backed securities, which derive their value from mortgage payments and housing prices, greatly increased. This financial innovation so that institutions and investors around the world to invest in the U.S. housing market. With falling house prices, is to use the world’s leading investment mortgage-backed securities severe financial institutions to report significant losses. Defaults and losses on other loan types also increased significantly as the crisis expanded from the housing market to other parts of the economy. Total losses are estimated in the trillions of U. S. dollars globally. While the housing and credit bubbles were growing, a series of factors caused the financial system to become increasingly fragile.Policymakers did not recognize the increasingl y important role played by financial institutions such as investment banks. Some experts believe these institutions had become as important as commercial banks in providing credit to the U. S. economy, but they were not subject to the same regulations. These institutions and some regulated banks was also a significant debt burden, while providing the loans, there are not enough financial cushion absorb large amounts of loan default or mortgage-backed securities losses. These losses impacted the ability of financial institutions to lend, slowing economic activity.Concerns regarding the stability of key financial institutions drove central banks to take action to provide funds to encourage lending and to restore faith in the commercial paper markets, which are integral to funding business operations. Governments also bailed out key financial institutions, assuming significant additional financial commitments. The risks to the broader economy created by the housing market downturn and subsequent financial market crisis were primary factors in several decisions by central banks around the world to cut interest rates and governments to implement economic stimulus packages.Effects on global stock markets due to the crisis have been dramatic. Between 1 January and 11 October 2008, owners of stocks in U. S. corporations had suffered about $8 trillion in losses, as their holdings declined in value from $20 trillion to $12 trillion. Losses in other countries have averaged about 40%. The value of the stock market and housing losses further down the local consumer spending, an important economic engine downward pressure. The larger developed countries and emerging nations in November 2008 and March 2009 met with state leaders to develop strategies to resolve the crisis.A variety of solutions have been proposed by government officials, central bankers, economists, and business executives. 2. Causes The crisis can be attributed to a number of factors pervasive in both housi ng and credit markets, factors which emerged over a number of years. 2. 1 Boom and bust in the housing market The housing bubble in the United States grew alongside the stock of the late1990s. High stock wealth induced families to spend more of their new disposable income and save much less. This â€Å"consumption boom† was largely focused on housing.The increase in damand for housing had multiple effects. First, the value of houing increased, which in turn increased demand of housing and jump-started the bubble. Second, the supply of housing decreased and more housing had to be built to meet the rising demand. The rising housing prices created an expectation that housing values would continue to rise, leading home buyers to pay more for housing than the housing was actually worth. This self-fulfilling cycle continued until the median price of housing outgrew median incomes, peaking in about 2005.When the growth became unsustainable in 2006, the housing bubble â€Å"burstâ⠂¬ . Before the rapid rise, followed by a sharp fall in housing prices, which will greatly exceed the mortgage debt, the translation of the value of the property. 2. 2 High-risk mortgage loans In the years before the crisis, the behavior of lenders changed dramatically. Lenders offered more and more loans to higher-risk borrowers, including undocumented immigrants. Subprime mortgages amounted to $35 billion in 1994, 9% in 1996, $160 billion in 1999, and $600 billion in 2006.A study by the Federal Reserve found that the average difference between subprime and prime mortgage interest rates declined significantly between 2001 and 2007. Decline in risk premiums and credit standards are common to the combination of the credit boom and bust cycles. In addition to considering higher-risk borrowers, lenders have offered increasingly risky loan options and borrowing incentives. In 2005, the median down payment for first-time home buyers was 2%, with 43% of those buyers making no down paymen t whatsoever. By comparison, China has down payment requirements that exceed 20%, with higher amounts for non-primary residences.The mortgage qualification guidelines began to change. At first, the stated income, verified assets loans came out. Proof of income was no longer needed. Borrowers just needed to â€Å"state† it and show that they had money in the bank. Then, the no income, verified assets loans came out. The lender no longer required proof of employment. Borrowers just needed to show proof of money in their bank accounts. The qualification guidelines kept getting looser in order to produce more mortgages and more securities. This led to the creation of NINA. NINA is an abbreviation of No Income No Assets.Basically, NINA loans are official loan products and let you borrow money without having to prove or even state any owned assets. All that was required for a mortgage was a credit score. 2. 3 Mortgage fraud In 2004, the Federal Bureau of Investigation warned of an â€Å"epidemic† in mortgage fraud, an important credit risk of nonprime mortgage lending, they said, could lead to â€Å"a problem that could have as much impact as the S&L crisis†. The Financial Crisis Inquiry Commission reported in January 2011, that: â€Å"†¦ mortgage fraud†¦ flourished in an environment of collapsing lending standards and lax regulation.The number of suspicious activity reports—reports of possible financial crimes filed by depository banks and their affiliates—related to mortgage fraud grew 20-fold between 1996 and 2005 and then more than doubled again between 2005 and 2009. One study places the losses resulting from fraud on mortgage loans made between 2005 and 2007 at $112 billion. Lenders made loans that they knew borrowers could not afford and that could cause massive losses to investors in mortgage securities. † New York State prosecutors are examining whether eight banks hoodwinked credit ratings agencies, to in flate the grades of subprime-linked investments.The Securities and Exchange Commission, the Justice Department, the United States attorney’s office and more are examining how banks created, rated, sold and traded mortgage securities that turned out to be some of the worst investments ever devised. In 2010, virtually all of the investigations, criminal as well as civil, are in their early stages. 2. 4 Credit default swaps Credit default swaps are financial instruments used as a hedge and protection for debtholders, in particular MBS investors, from the risk of default.As the net worth of banks and other financial institutions deteriorated because of losses related to subprime mortgages, the likelihood increased that those providing the protection would have to pay their counterparties. This caused the system uncertainty, investors did not know which company would be required to pay to cover the mortgage defaults. When investment bank Lehman Brothers went bankrupt in September 2008, there was much uncertainty as to which financial firms would be required to honor the Credit default swaps contracts on its $600 billion of bonds outstanding.Merrill Lynch’s large losses in 2008 were attributed in part to the drop in value of its unhedged portfolio of collateralized debt obligations after AIG ceased offering Credit default swaps on Merrill’s collateralized debt obligations. The loss of confidence of trading partners in Merrill Lynch’s solvency and its ability to refinance its short-term debt led to its acquisition by the Bank of America. 2. 5 Boom and collapse of the shadow banking system The securitization markets supported by the shadow banking system started to close down in the spring of 2007 and nearly shut-down in the fall of 2008.More than a third of the private credit markets can not be uesd as a source of funds. According to the Brookings Institution, the traditional banking system does not have the capital to close this gap as of June 2009: â€Å"It would take a number of years of strong profits to generate sufficient capital to support that additional lending volume. † The authors also indicate that some forms of securitization are â€Å"likely to vanish forever, having been an artifact of excessively loose credit conditions. † 3. Impacts 3. 1 Impact on the USThe credit market is likely to respond with tighter lending standards, fewer warehouse subprime mortgage lines, fewer subprime lenders, and greater self-regulation and reformation, most of which will be driven by the securitization market to the extent that it still exists. There may be an urge to proactively modify loans that would likely result in default. The increased pressure from the government and consumer groups, combined with new subprime lending standards, will decrease lenders’ willingness to lend to nonprime borrowers and investors’ willingness to participate in subprime loan securitization.The result has been a nd will continue to be a â€Å"credit crunch† for subprime borrowers. The result will decrease availability of subprime lending, which in turn, will decrease homeownership among low-income or minority borrowers. When the housing bubble began to deflate in 2006, borrowers saw a sharp reduction in the value of their homes, and found themselves in a position of â€Å"negative equity†, or a mortgage debt that far exceeded the value of the mortgaged home. Because homeownership is the single most important source of wealth, this meant many Americans experienced a dramatic loss in personal wealth.The decline in home prices has cost American homeowners more than 4 trillion dollars in wealth, and as previously noted, has cost African Americans alone between $71 and $122 billion. The decrease in home values not only caused homeowners, but also communities, to lose wealth. As a result of foreclosure, surrounding house values have declined. Neighbors matter when it comes to puttin g a value on homes. Appraisers use comparable sales data to calculate the value of a home, which lenders require for selling and refinancing.Comparable sales in the community to reduce problems of all foreclosure houses, where in a position to sell the owner is not a pleasant option value. In addition, the borrower becomes unable to refinance at lower interest rates, this will cause even more foreclosures. 3. 2 Impact on the Chinese economy The US credit crunch has played out in the Chinese housing market. The house price movements in China, the US and the UK have moved synchronically, with the Chinese market lagging a bit behind the two developed countries.The market condition of China at the start of 2008 was similar to the US market during the first half of 2007, when the house prices began to drop. House prices in China increased sharply and even doubled during 2006-2008 in some fast developed cities. The Chinese National Development and Reform Commission showed that the House P rice Index of 70 Large- and Medium-sized Cities in China rose 6. 5% in 2008, 1. 1% lower than the previous year. Meanwhile, the interest rate adjustment is widely used as a monetary instrument by most central banks to manage their national economies.From January 2001 to 2003, the US Federal Reserve cut the interest rate from 6. 5% to 1% to boost the economy . Cheap credit overheated the US housing market quickly. Consequently, the Federal Reserve raised interest rates to cool the market. This U-turn in interest rate policy was the catalyst for the crash in the housing market that accelerated from 2006 onwards. 4. Regulatory proposals and long-term solutions President Barack Obama and key advisers introduced a series of regulatory proposals in June 2009.The proposals address consumer protection, executive pay, bank financial cushions or capital requirements, expanded regulation of the shadow banking system and derivatives, and enhanced authority for the Federal Reserve to safely wind -down systemically important institutions, among others. The Dodd–Frank Wall Street Reform and Consumer Protection Act was signed into law in July 2010 to address some of the causes of the crisis. 4. 1 State and Local Action Increasingly, state and local governments have taken action responding to the foreclosure crisis through a combination of municipal litigation and anti-predatory lending bills.Baltimore and Cleveland initiated public nuisance suits against prominent lenders last year for targeting their communities through predatory lending. These cases may have an important role in providing meaningful, timely relief for a large number of homeowners who are in default or on the verge of default. In addition, over 25 states have initiated anti-predatory lending legislation triggered by North Carolina’s successful legislation enacted in 1999 and 2000. However, state legislation is limited due to federal anti-predatory lending statutes preempting state action.The Bal timore complaint, in particular, stresses the racialized impact of predatory lending. Two-thirds of the foreclosures associated with Wells Fargo lending were in census tracts with over 60% African American populations, while less than 16% were in tracts with less than 20% African American residents. 4. 2 Federal Legislative Actions Over the last year, Congress has introduced a variety of proposals designed to address the crisis, from increased funding for housing counseling and consumer education to empowering bankruptcy judges to unilaterally change the terms of existing mortgages to bail-out distressed borrowers.Federal and state regulators are following suit with guidance and restrictions on some prime lending. There has been an increase in litigation related to the subprime lending market based on discriminatory predatory lending, an increased call for â€Å"suitability standards† in mortgage lending, and more non-consumer law suits, such as investors suing issuers, lende rs suing brokers, and investors suing lenders. This comprehensive legislation includes the Federal Housing Finance Regulatory Reform Act, The Hope for Homeowners Act, and the Foreclosure Prevention Act.The Federal Housing Finance Regulatory Reform Act provides regulation for government sponsored entities such as Fannie Mae and Freddie Mac and the Federal Home Loan Banks. This regulator will have the authority to establish capital standards, prudential management standards; enforce its order through cease and desist authority, civil money penalties and the authority to remove officers and directors; restrict asset growth and capital distributions for undercapitalized institutions; put a regulated entity into receivership; and review and approve new product offerings of the enterprises.Conclusion This subprime mortgage crisis demonstrated a lesson for the world. Every financial institution and company learned an expensive lessen from it. Every country learned what they should do and w hat they should avoid in the future. Moreover, each individual also learned the norm, the ethics, and the responsibilities that they need to follow and take in business practice. One important thing to remember is to not be too obsessed and greedy about anything.

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College education - Essay Example There is justification to have the taxes used for the benefit of the state dwellers and it should not be seen as a burden. I believe that if the students have the means to pay for tuition, then they should pay for it and it is their responsibility. If in the event the students do not have the means to pay for tuition, it is the responsibility of the state to pay for the tuition fees of those in need so that they are able to pursue a higher education degree. The difference of in and out-of-state tuition is appropriate because the out-of-state students, in general, will be living in the state while they go to school. Meanwhile students that live in Texas and are residents, in general, will stay to continue living in the state. Upon graduation, the students that stay will become taxpayers with full time jobs, if they have not already become taxpayers. Generally speaking, the majority of the students receive some kind of financial assistance (loans, grants, and scholarships) to pursue a higher education degree. Since this is the case, this would mean that if students do not receive financial assistance, they would not be able to continue their higher education degree. In most cases, these students are first generation college students. Everyone should be entitled to a college education. If public education is available for all students, then why leave them without a college education because they are not able to pay? If financial support is available (meals at school, transportation, books, tuition) for students from kindergarten up till high school graduation, we should continue to help them so that they may fulfill their goal and objectives in obtaining a higher education degree. Let us live in a state where we are able to continue helping those in need. Let those that have more, continue to help those in need. Let us continue a state where education is free of charge since the beginning till the

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THE CAPTIVITY AND RESTORATION OF MRS. MARY ROWLANDSON - Essay Example s though, the presence of the English were clearly threatening their control of the territory in which they have already established agricultural interests. However, Mrs. Rowlandson, who was captured by the Native Americans, was able to observe the cultural values of her captors. During her captivity, she was able to realize that the Native Americans did have their own degree of civilization although this may not fall within the standards of the Europeans. Just like the rest of the colonists though, Mrs. Rowlandson actually had the impression that the Native Americans were plainly uncivilized brutes. In the narrative, that attack made by Native Americans on the English population only reinforced her very negative impression. She wrote that â€Å"on the tenth of February 1675, came the Indians with great numbers upon Lancaster.†1 She then proceeded to describe the brutality that the Native Americans attacked every household in the community. It was during the attack also that her home was burned down by the raiders and she and the members of her family were abducted. Her children were separated from her. The only one that was with her as she was carried away by a group of Native Americans was her youngest child, who was still a baby. It was not only her prejudice of the Native Americans that made her conclude at this point that they were indeed heathens. What she saw was more than enough to strengthen such notion. However, her r eligiousness might have been a factor also. Apparently, she had not exactly seen hell but when she saw how the Native Americans celebrate, she described the place as a â€Å"lively resemblance of hell.†2 During the course of her captivity though, she began to notice that the Native Americans are not at all the savages that she thought they are. This perspective was developed during that time when she was already made to work for those whom she considered ‘masters.’ It was also at that time when she noticed that the Native

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Should the authors of the Wall Street Collapse be criminalized - Research Paper Example In the economic crisis of the period of 1990-91, global business organizations have been blamed mainly because of the global meltdown of various economic as well as financial variables. During this time, significant level of legal aspects has been raised all across the globe to encounter the financial problem by providing legal punishments to these financial institutions (Anderson and Jackson, 2005, p. 19). Despite all that legal aspects which has been predominant in the country there has now been known regarding the fraud as well as malfeasance most importantly at the core area of the financial crash. These have also been significantly related to the policy responses till date from the point of view of the government which has offered valuable little reform in the legal as well as economic structure of the country. In various editions of â€Å"The Advocate†, researchers have looked more intimately at some of the related enforcement as well as reform attempts taken by the admi nistration. These enforcements and reforms have been implemented for the purpose of providing the people of the country and also the readers with the point of view of what is being completed, what is not, as well as possibly ‘what ought to be’. In these cover stories – â€Å"Government Goes After Insider Trading, but Where are the Financial Crisis Prosecutions?† – BLB&G associate, Mr. Kristin Meister, has discussed the most significant current indictments as well as convictions of several financial executives who have been caught in the wideranging insider trading mesh. However, raises a significant aspect: â€Å"Does this focal point come at the expenditure of aggressive prosecution of the persons behind the deceit at the heart of the financial fall down?† (Meister et al., 2011, p. 3). Researchers, in this respect have opined that, firm associate, Mr. Joseph Goodman, has taken an intense look at the obstructions that have significantly preve nted the entire implementation of the â€Å"Dodd-Frank financial reform act†. This act has been regarded as the promise of greater level of financial reform aimed at by the supporters of the Dodd-Frank has however to be realized. In regard to the corporate governance memorandum, these researchers have been delighted to reprint a current column by â€Å"The New York Times† stating that â€Å"Deal Professor,† Steven Davidoff, professor at Michael E. Moritz College at Law at The Ohio State University — â€Å"Despite Worries, Serving at the Top Carries Little Risk†. In the part, Professor Davidoff has highlighted the fact that beneficiary effects as well as the comparative drawbacks (although these drawbacks have been detected as very few), for the purpose of serving as the director for the public company. Along with this aspect, Mark Lebovitch, the partner of

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